How you borrow is an important part of achieving your goals.

Consider using strategic debt as a part of your financial strategy.

Sometimes the smart move might be to borrow in order to achieve your goals. But knowing how you should borrow can be difficult. The type of loan that may be right for you will depend on your unique situation—and we're here to help you figure out the best way to bring smart debt into your financial plan.

We can help with your borrowing needs.

  • Investing

    When you borrow to make additional investments

  • Home

    When you borrow to purchase property, refinance, or make improvements

  • Other needs

    When you borrow for unexpected bills or luxury purchases

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Strategize how you borrow while staying invested.

    Margin Loans from Century Finance & Co., Inc.

    Borrow against your portfolio to buy securities or for quick access to cash for shorter-term needs.
    • Start borrowing with only $2,000 in cash or marginable securities.¹
    • Get a competitive rate and flexible repayment schedule with no setup fees.
    • Use to buy securities or for shorter-term personal or business needs.
    Learn more about Margin Loans

    A flexible, non-purpose line of credit from Century Finance Bank

    Borrow against your portfolio for larger, planned expenses.
    • Tooltip Pledged Asset Line amounts start at $100,000 with a required minimum initial advance of $70,000.2
    • Competitive rates and exclusive discounts with Century Finance Bank Investor Advantage Pricing.3
    • Monthly interest only payments with no setup fees or prepayment penalties.
    • Use for a real estate investment, business startup, or other expense; cannot be used for buying securities or paying down margin loans.
    Understand a Pledged Asset Line

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  • Need help understanding how you can borrow by leveraging your investments?

    Call 866-553-0605.

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Make "home sweet home" even sweeter with a mortgage or HELOC from Century Finance Bank provided by Rocket Mortgage®.

    Mortgages provided by Rocket Mortgage⁴

    Borrow when you need to purchase or refinance a home or property.
    • Exclusive discounts with Century Finance Bank's Investor Advantage Pricing.⁵
    • The more qualifying assets you have with Century Finance, the more you could save on interest rates.
    • Quick closings to expedite your purchase.
    Explore borrowing for real estate

    Home Equity Line of Credit provided by Rocket Mortgage⁶

    Borrow to make home improvements or for other expenses.
    • Get competitive rates.
    • No prepayment penalties or balance requirements.
    • Borrow for home improvements, debt consolidation, or other major expenses.
    Tap into your home's equity

Have any questions? We're here to help.

Call

866-553-0605

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Professional answers 24/7

Visit

Find a Century Finance branch near you